Custom Home Builder in Navarre, Florida
Emerald water, white sand, and Santa Rosa County permitting all covered
The Panhandle Without the Crowds and With Its Own Set of Building Rules
Navarre sits at a particular sweet spot on the Panhandle: east of Gulf Breeze, west of Fort Walton, and largely removed from the tourist traffic that defines other parts of the coast. Residents chose it specifically because it isn't Destin. Emerald water, the longest pier on the Gulf Coast, and a pace of life that doesn't feel like a seasonal resort.
Building in Navarre means building in Santa Rosa County, which has its own permit process, setback rules, and HOA overlays for communities like Holley by the Sea. Septic requirements, drainage plans, and community-specific approvals are part of almost every build here. EZ Modern Homes has navigated all of them.
Building in Navarre
What Navarre Builds Require
Santa Rosa County Zoning and HOA Rules
Santa Rosa County's regulations around secondary structures, setbacks, and drainage differ from Escambia County, and communities within Navarre, particularly Holley by the Sea, have HOA requirements on top of county rules. We handle the permit process and help with HOA submissions so you're not learning the system for the first time on a six-figure project.
Sound-Side and Gulf-Side Construction
Whether you're building on a lot near the Sound with a dock, or closer to the Gulf to catch the sunset, we know how to maximize views and outdoor living in both orientations. Each comes with its own site-specific considerations: elevation, drainage, and salt air exposure that affect materials and design.
Indoor-Outdoor Living
Navarre's climate is designed for outdoor living ten months out of the year. We build homes with composite decks engineered for the salt air, screened and covered outdoor areas that function as real rooms, and materials that don't require constant maintenance at the coast.
Navarre
What Makes This Place Worth Building In
Navarre Beach has been ranked among the best beaches in the country, and the community knows it, but it doesn't chase the tourist economy the way some Panhandle towns do. It's a family town. The Navarre Beach Marine Park, the fishing pier, and the Sound-side waterways are part of everyday life here, not a destination.
If you want the Gulf Coast lifestyle without the noise, Navarre is the answer. A home built here, done right with the right materials and the right site orientation, is a place people don't leave.
What Homeowners Ask About Building in Navarre
- Do you build in Holley by the Sea?expand_more
- Yes. Holley by the Sea has its own HOA design review and community-specific requirements on top of Santa Rosa County permits. We've worked through the process and we help with the submissions.
- What's the difference between Sound-side and Gulf-side construction?expand_more
- Sound-side lots typically allow for docks, kayak launches, and waterfront views with less direct salt exposure. Gulf-side lots have stronger UV exposure, more salt air, and stricter elevation requirements. We design for the conditions on your specific lot.
- How long does permitting take in Santa Rosa County?expand_more
- Permitting in Santa Rosa County typically runs four to eight weeks. Communities with HOA design review can add additional time. We build the full timeline into your schedule from day one.
- What about septic and drainage requirements?expand_more
- Many Navarre lots are not on city sewer and require septic systems and engineered drainage plans. We handle the engineering, permitting, and installation as part of the build.
- How do you build for hurricane readiness?expand_more
- We use impact windows and doors, reinforced roof systems, structural tie-downs, and exterior materials engineered for coastal exposure. Every home meets and exceeds Florida Building Code for wind and storm surge.
Building across the Florida Panhandle
We build custom homes throughout Escambia, Santa Rosa, and Okaloosa counties, from downtown Pensacola to the beaches of Gulf Breeze and Navarre, east through Fort Walton and Crestview. If you own a lot on the Panhandle, we can build on it.
Don't see your area?
Our Service Area
- Pensacola
- Gulf Breeze
- Navarre
- Fort Walton Beach
- Pace
- Milton
- Crestview
- Perdido Key
- Pensacola Beach
- Tiger Point
What Our Clients Say
"EZ Modern homes were great at communicating throughout the entire process of building my home. Any changes along the way by me were taken into account and adjusted accordingly without skipping a beat. Highly recommend EZ Modern Homes for your next building project, and I will not hesitate to use them again in the future."
Jeff McGlone
"These guys are easy to work with, very responsive to questions and can build your quality dream home. I’d highly recommend giving EZ Modern Homes a shot."
Steve Kerr
"Custom builders with great customer service before, during and after our build."
Patty Kerr
"We just closed on our home with Dennis from EZ Modern Homes, and if google would allow me to give them a 10, I would! The experience has been effortless and they have gone above and beyond to make this an enjoyable experience. They have expert attention to detail, even taking care of the small things before they are even mentioned, like noticing a build up of leaves in an area of the roof and placing a leaf filter without it ever being brought up. There were many instances where these gestures were made and it really showed their craftsmanship and interest in doing right by their potential buyer. I would highly recommend doing business with this company if you are in the market for new construction or a custom home!"
Amber Hall
"Dennis and John of EZ Modern Homes have been very responsive to my home issues as if I am included as a family member!"
Janice Quinn
"Great people to work with, nice, friendly, honest hard working type. I'd recommend you work with them also."
Tim Brown
"Great Company! They go above and beyond and do things many other builders don’t do kind of like the geotechnical soil sample. Which provides crucial information on compaction of soil and if you need to dig deeper. This simple step can help with foundation settling proper which helps with plumbing and alignment of doors etc which leads to less issues down the road. When builders don’t do this it leads to issues with foundation cracking, plumbing . Etc. As stated before EZ Modern Homes goes above and beyond with integrity and character. They build homes as if it’s their own."
Creole Cannon
our Associations and Creditials
Ready to Build in Navarre?
Get Started
Tell us about your lot and your vision. We'll walk you through what the process looks like in Santa Rosa County.