Ten Years of Structural Coverage, Insurance-Backed
Your new home is protected for the long haul, not just the day you close
Why a Warranty Matters More on the Panhandle Than Almost Anywhere Else
Building on the Florida Panhandle means building in one of the most demanding climates in the country. Hurricane-force wind, salt air, intense UV exposure, and humidity that doesn't quit. A home built here needs to be engineered for all of it, and you should have something to fall back on if anything ever doesn't hold up the way it should.
That's why every home we build comes with an insurance-backed structural warranty from Maverick Warranties and Insurance. It isn't our in-house warranty. It's a third-party, insurance-backed product from one of the industry's leading structural warranty providers. If something does go wrong with your home down the road, the coverage is there, regardless of what's happening with us as a builder.
What's Covered
Three Layers of Coverage on Every Home We Build
Building in Florida comes with real stakes: wind, water, and long-term durability. That’s why we back our craftsmanship with a third-party structural warranty, so you can move in with confidence, not questions.
Year 1: Workmanship
The first year covers defects in workmanship and materials. If something was installed incorrectly or a material fails before it should have, this is what handles it.
Years 1 to 2: Distribution Systems
The first two years cover the distribution systems that run the home: wiring for your electrical, piping for your plumbing, and ductwork for your mechanical system. These are protected during the period when issues are most likely to surface if anything was off during the install.
Years 1 to 10: Structural
For ten years after closing, qualifying major structural defects in the load-bearing elements of your home are covered.
Why It Matters
What a Third-Party Warranty Actually Means for You
A lot of builders offer a warranty that's only as good as the builder. If they go out of business, change their name, or stop returning calls, the warranty effectively disappears with them.
An insurance-backed warranty is different. It's underwritten by an insurance company through Maverick, an industry-leading structural warranty provider. The coverage is tied to your home, not to us. You can rely on it directly if you ever need to.
We provide this additional protection because we want our clients to have real peace of mind, not a piece of paper that depends on us still being in business in 2036. An insurance-backed third-party structural warranty confirms our commitment to protecting you, your home, and your budget.
What's Excluded
What the Warranty Does Not Cover
Like any warranty, the coverage has exclusions. The most common ones include normal wear and tear, cosmetic issues like scratches and chips, damage from alterations or additions made after closing, damage caused by failure to maintain the home, and acts of nature that exceed the home's structural design parameters.
Your full warranty documentation is provided at closing and includes complete details on what's covered, what's excluded, and how the claims process works.
Claims Process
If You Ever Need to Use Your Warranty
Your warranty includes protection against workmanship and distribution systems defects, as well as structural defects throughout the warranty term specified in your warranty document. Claims are filed through Maverick, and the Maverick team is available to you for warranty questions and service requests. Your warranty documents include the portal access, the claims contact, and the procedures, and the process is straightforward.
For anything in year one that falls under workmanship or systems coverage, reach out to us first. We'd rather hear about an issue and handle it ourselves, coordinating with Maverick when needed, than have you go through a formal claims process for something we can fix in an afternoon.
How It Works
We Handle the Complexity So You Don't Have To
Building across the Florida Panhandle
We build custom homes throughout Escambia, Santa Rosa, and Okaloosa counties, from downtown Pensacola to the beaches of Gulf Breeze and Navarre, east through Fort Walton and Crestview. If you own a lot on the Panhandle, we can build on it.
Don't see your area?
Our Service Area
- Pensacola
- Gulf Breeze
- Navarre
- Fort Walton Beach
- Pace
- Milton
- Crestview
- Perdido Key
- Pensacola Beach
- Tiger Point
What Our Clients Say
"EZ Modern homes were great at communicating throughout the entire process of building my home. Any changes along the way by me were taken into account and adjusted accordingly without skipping a beat. Highly recommend EZ Modern Homes for your next building project, and I will not hesitate to use them again in the future."
Jeff McGlone
"These guys are easy to work with, very responsive to questions and can build your quality dream home. I’d highly recommend giving EZ Modern Homes a shot."
Steve Kerr
"Custom builders with great customer service before, during and after our build."
Patty Kerr
"We just closed on our home with Dennis from EZ Modern Homes, and if google would allow me to give them a 10, I would! The experience has been effortless and they have gone above and beyond to make this an enjoyable experience. They have expert attention to detail, even taking care of the small things before they are even mentioned, like noticing a build up of leaves in an area of the roof and placing a leaf filter without it ever being brought up. There were many instances where these gestures were made and it really showed their craftsmanship and interest in doing right by their potential buyer. I would highly recommend doing business with this company if you are in the market for new construction or a custom home!"
Amber Hall
"Dennis and John of EZ Modern Homes have been very responsive to my home issues as if I am included as a family member!"
Janice Quinn
"Great people to work with, nice, friendly, honest hard working type. I'd recommend you work with them also."
Tim Brown
"Great Company! They go above and beyond and do things many other builders don’t do kind of like the geotechnical soil sample. Which provides crucial information on compaction of soil and if you need to dig deeper. This simple step can help with foundation settling proper which helps with plumbing and alignment of doors etc which leads to less issues down the road. When builders don’t do this it leads to issues with foundation cracking, plumbing . Etc. As stated before EZ Modern Homes goes above and beyond with integrity and character. They build homes as if it’s their own."
Creole Cannon
Ready to Build a Home Backed by Real Protection?
Get Started
Every home we build comes with the Maverick Builders Warranty included. Tell us about your lot and your vision, and we'll walk you through what comes next.